![]() Option 1 - 7 Steps That Will Help You Build a Budget That Works Choose the one you like best, or do some of each. Here are three different ways to learn how to budget: 1) our 7 Steps online workbook, 2) our interactive budget calculator that guides you, or 3) attending one of our online budgeting workshops.īelow are three easy ways you can learn to budget. Learn more about budgeting and why it's important. If you don't have enough money to do everything you would like to do, then you can use this planning process to prioritize your spending and focus your money on the things that are most important to you. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do. What is Budgeting and Why is It Important?īudgeting is the process of creating a plan to spend your money. We have loads of free resources created to help you develop your own spending plan: a budget. If you haven’t been overspending and you are simply trying to be pro-active and make a plan to avoid misery, then you are steps ahead. If you have been spending more than you make, you can reverse the process and escape the misery. The good news is that life doesn’t have to be this way. There is nothing fun about paying interest on money you have already spent. Spending more than you make can be fun for a while, but in the end, Charles Dickens is right-it can be misery-making. Annual income twenty pounds, annual expenditure twenty-one pounds-result misery.” “Annual income twenty pounds, annual expenditure nineteen-result happiness. ![]() In regard to budgeting money, Charles Dickens once said, How to Budget Your Money | Budget Planning for My Money Learn how to create a spending plan and manage your money better
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